Do you have a passion for Agriculture and a desire to make a difference in the world? Do you want to work for an organization that cares for its people and encourages you to be your best? Then consider joining the team at Rabobank, where we work collaboratively as a team for our clients as they focus on feeding the world, all while allowing you the flexibility to live a life you enjoy.

Our Shared Future:

“This role provides a great opportunity to develop my career. It allows me to work with a talented and driven team.”- Financial Restructuring Team, Rabo AgriFinance

You and Your Job

As a Financial Restructuring Analyst II you will be successful by providing reliable and applicable insights into the potential risk of the client relationship and proper basis for structuring credit products for the specific conditions.

The Financial Restructuring Analyst II reports to the Financial Analyst Manager and is responsible for complete underwriting of Loan Strategy Reports (“LSR”) for clients assigned to the Loan Financial Restructuring (“LFR”) area. Underwriting will consist of new requests and servicing actions, such as renewals, annual reviews, partial releases, and covenant monitoring for LFR relationship exposure within an assigned area, sector, or market segment. Additionally, expertise in using the Loan Quality Assessment (“LQA”) system and process, recommending the appropriate Loan Quality Classification (“LQC”) and proposing impairment provision amounts at the client/relationship level are required responsibilities. Any additional LFR analysis may be assigned at the FAM’s discretion.

Job Responsibilities

Provides reliable and applicable insights into the potential risk of the client relationship and proper basis for structuring credit products for the specific conditions

FRM and Credit is provided with a well-founded advice concerning the structuring of credit products

Contributes to a smooth and efficient process which meets client delivery expectations

Assigned areas of responsibilities, in regard to servicing, are completed on a timely manner

Effective and efficient management of credit/risk portfolio thereby minimizing risks in the short- and long-term

Contribution to the achievement of commercial goals

Your Promise to Us:

To be considered for the Financial Restructuring Analyst II role, you must have:

Bachelor’s Degree with 2+ years of experience

Knowledge of short and long term agricultural credit

Skilled in financial spreading, forecasting, stress testing, and risk analysis

Strong written and oral communication abilities

Ability to travel regionally up to 15%

Legally authorized to work in the United States on a full-time basis. Rabobank is unable to sponsor or take over sponsorship of an employment visa for this position.

Our Commitment to you – cultivating your way beyond pay:

Rabobank welcomes employees and applicants from all backgrounds and is committed to fostering an inclusive environment that leverages the diverse strengths of our workforce. This enables us to exceed the expectations of our clients and customers while ensuring a healthy and safe environment for our staff.

We believe your well-being extends far beyond just a paycheck and should encompass your health, happiness, and satisfaction. To meet these needs, Rabobank offers a flexible hybrid working model and continually evaluates and enhances our benefit offerings to ensure they are comprehensive, competitive, and provide you with the options and flexibility you need.

Our employee benefits are focused on four main components:

Physical Well-Being includes our commitment to your Health and Wellness. Medical, Dental and Vision plan coverages are effective on your date of hire. Rabo offers multiple plan options and a full network of providers to best meet your needs.

Financial Well-Being provides for your Retirement + Savings + Security. We love seeing your retirement plan balance grow just as much as you do! That’s why you can start participating in the 401(k) plan on your date of hire. Plus we match 50% of the first 6% you contribute to your 401(k) plan for US Employees. Rabo also contributes an additional 3% of your eligible pay in Safe Harbor contribution and up to 3% in annual Discretionary Profit Sharing contributions.

Emotional Well-Being ensures your Work + Life balance. We offer a generous paid time off program to full time employees: up to 20 days of vacation time, 5 days of additional time off plus 7 sick days and 11 US holidays annually (based on hire date during the calendar year). In addition, Growing a Better World Together requires wanting the best for our employees and their families and our communities. To do that, we offer both the time and financial support to give back to the community through our Dollars for Doers, Helping Hands and Gift Matching programs. (All paid time off is subject to company accrual and carryover policies.)

Workforce Well-Being supports a hybrid working model that offers the flexibility to split your time between home and the office—typically 2–3 days remote and the remaining days onsite—promoting both productivity and personal well-being.

Our Organization:

Rabobank Group is a global financial services leader providing wholesale and retail banking, leasing, and real estate services in more than 37 countries worldwide. Founded over a century ago, Rabobank today is one of the world’s largest banks with over $678 billion in assets.

In North America, Rabobank is a premier corporate and investment bank to the food, agribusiness, commodities and energy industries in the United States, Mexico, and Canada. Rabo AgriFinance, a subsidiary of Rabobank, is a leading financial services provider for farmers, ranchers and agribusinesses in the United States and Canada. Together, we provide sector expertise, strategic counsel and tailored financial solutions to clients across the entire value chain. Visit www.RabobankNA.com

Salary Expectations:

Target Hiring Range: $68,000.00 - $85,000.00

This position is subject to the terms of [RAF/Rabobank/RDS]’s compensation plans and policies. It is anticipated that the position will pay within the target hiring range. The range is reflective of the desired primary physical work location and may be adjusted outside of the projected range based on geographical differentiation if the actual work location of the hired candidate differs from the desired primary location, or for other lawful reasons. Further, all full-time regular positions include all other benefits provided to [RAF/Rabobank/RDS] employees, including healthcare benefits, 401k matching, vacation, sick leave, parental leave, possible discretionary bonuses and all other benefits that are all governed by and subject to ERISA plan documents and eligibility.

Rabo provides equal opportunity in employment to all employees and applicants and does not discriminate on the basis of race, color, creed, religion, national origin, ancestry, alienage or citizenship status, age, sex, sexual orientation, gender identity gender expression, marital status, genetic information, medical condition, physical or mental disability, pregnancy, childbirth or related medical condition, military service or veteran status, victims of domestic violence, or any other basis protected by applicable law. Rabo also prohibits harassment of any individuals on any of the bases listed above.

At Rabobank, we strive to grow a better world together. In order to achieve that, we have to have the right people in the right jobs. Are you ready to join our team?

This job posting has no fixed application deadline. We will accept resumes until a qualified applicant pool is identified.

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